b'IfyouhaveneverhadaBaileeclaim,askyourEQUIPMENT BREAKDOWNcurrentagenthowtheypaytheBaileeclaims.Drycleanersarehighlyreliantonequipment.What kind of formula do they use?NIE uses theWhether its a boiler that supplies steam and hot DrycleaningandLaundryInstitutesFairClaimswater,oranelectricaldistributionsystemthat Guide to settle claims. LIABILITY powershigh-capacitywashersanddryers, The Liability coverage protects your business fromequipmentisthelifelineofadrycleaning third party injuries.For example, customer tripsoperation. When equipment breaks down, the cost andfalls. Alwaysmakesureyouarethinkingof repair can skyrocket and in many cases, losses about your customer when they come in and out ofarecompoundedbybusinessinterruptionthat the store.Their arms may be full and their viewfurtherimpactsthebottomline. Equipment may be obstructed. Make sure there is no trippingbreakdown coverage is included on the NIE policy hazard as they come in with their clothing. in most states. In the remaining states, we provide accesstoaseparatepolicyforequipment Examples of these hazards include: breakdown,makingsureyouavoidcostly insurance mistakes.Chairs close to the entrance Most companies require that boilers and pressure Torn or worn rug vesselsbeinspectedannuallybycommissioned Missing oor tiles inspectors and a certicate is issued.That fee is Paper spike sitting right on the front counter normallyyourresponsibility.Keepyourboiler Cracked and broken sidewalk in front of store maintained to avoid claims.Uneven or raised threshold at entrancePotholes and cracks in parking lotMidwest Drycleaning & Laundry Institutewww.MWDLI.org/ 800-638-2627 14\x00'